What are medical plans?

The medical plans aim to protect the well-being and health of the contracting person and their family or employees, since it guarantees the payment of the health expenses that they may need in exchange for a monthly or annual payment. Covered expenses can be medical, clinical, pharmaceutical or hospitalization.

coverages

The products we offer are designed to meet the highest industry standards and provide policyholders with the peace of mind of having a complete health plan. Our medical plans are adjusted to the budget and individual demand of each group.

Among the benefits offered by this product are the following:

• Medical expenses: Free selection plans with a wide variety of benefits and an extensive network of providers.
• Pharmacy: Coverage for the cost of prescription drugs. Among other.

Benefits and advantages

Business health insurance includes a series of benefits and advantages through its coverage and value-added services.

Medical plans can include the following benefits and additional coverage:

• DENTAL INSURANCE: Offers the insured preventive and restorative services for the restoration and maintenance of their oral health through a wide network of nearly 1,500 dentists, endodontists, periodontists, orthodontists, and other specialties related to oral health care.
• VISION INSURANCE:  Helps cover expenses incurred for products and services offered by a qualified optometrist or ophthalmologist.
• GROUP LIFE INSURANCE: Offers coverage of up to $10,000 for natural death or up to $20,000 for accidental death as part of each quote.
• MedAssist SERVICE: 24-hour international medical assistance and other services available when traveling outside of Puerto Rico.
• PAE (Employee Assistance Program): Through this program you can access professional psychologists for the employee and their family with unlimited access at $0 copay.
• Organ Transplant: Helps cover expenses directly related to the transplant procedure.

By registering for the program you benefit from a fixed and accessible copayment of $15 per supply, discounts and promotional offers. Plus, you can order by phone and request delivery to your home or office.

Health services for my business

Consult the services related to health insurance for your business.

Through our avant-garde digital transformation, we also provide direct access to specialized personnel to meet the needs and provide guidance to both suppliers and employers and policyholders.